Have you been considering getting a home warranty? Perfect! You’ve come to the right place. We have put together a great guide of how to order the best home warranty for your home. There are a lot of home warranty companies and plans out there, and finding the best one to suit your needs can be hard to do. But with a little bit of research, and this handy guide, you can find the best home warranty for you and your home.
First, before we get into choosing a home warranty, perhaps you’re wondering why you’d even want one! So what’s the interest with a home warranty? Essentially a home warranty is a money saving tool for homeowners who have appliances that fail from normal wear and tear. A home warranty will cover repairs and replacements of covered appliances and home systems (like your dishwasher, oven, plumbing, heating and air conditioning). All the homeowner pays is a yearly premium, and when something goes wrong, a $60 service call fee to get it fixed or replaced. Yes, you read that right. $60 for a new dishwasher, HVAC system or oven. So what’s the catch? Well, you have to make sure the home systems and appliances are maintained, which means you can’t take a hammer to your oven and expect a home warranty to cover it.
Now, if you’ve just purchased a new home, with all brand new appliances, you probably aren’t going to want a home warranty right away. (You should have a builder’s warranty on your home, anyway.) But after the first year or so, your appliances will have gotten some use, and that’s when you want to start looking at getting a home warranty. A home warranty is also a great purchase if you have just bought a home that has been lived in previously, and the appliances have gotten some use. You don’t want to move into your new home, which is a costly expenditure, and then have major issues with appliances that cost you even more. A home warranty is a good safeguard.
So now you’ve decided to get warranty coverage, how do you order the best home warranty for you and your home? It's not going to be as easy as looking at the menu at a restaurant and just pointing at something and hoping it tastes good. Of course, that's something that won't really be a big deal if it turns out to be something you don't like. But you can't do that with a home warranty -- it take a lot of effort and research to find the home warranty that's right for you. However, with this guide, we're going to try and make it that easy! Let’s take a look:
1. DETERMINE WHAT KIND OF HOME WARRANTY COVERAGE YOU NEED
It should be no surprise to anyone that home warranty companies have different home warranty plans that offer a variety of home coverage options. Before you just jump in and purchase a home warranty, you need to make sure you get the right amount of coverage for your money. But how do you do this? First, look at your home and all of its components. Depending on the appliances and systems that make up your house, you can choose and customize your home warranty. For example, let’s say you have been maintaining your fridge since you bought it, but that was more than 6 years ago. You should probably get a plan that covers a fridge, so with a Landmark Home Warranty, you would choose the Value or Deluxe plan. But, if you have just purchased your fridge, you could settle with the standard or premier plus plans. You can look at these plans at the compare home warranty plans page of the Landmark website. The best way to go about this is by going through your home room by room, and writing down each of the appliances or systems you have had for longer than two years, and then finding the plan to match them. Of course, to do that you’ll need to …
2. ASK HOME WARRANTY COMPANIES FOR A SAMPLE CONTRACT
One of the first things you’re probably going to do on your quest to find the best home warranty for you and your home is to search online. As you do that, make sure to download sample contracts from the home warranty companies websites so you know just what they’ll cover and how much they’re willing to spend. This way, you’ll be able to look through your list of appliances and systems you want covered in your home, and match it to the best home warranty plan.
Another thing to check when you’re researching home warranties is how much they’re willing to spend on things they cover. For example, if you want to protect your air conditioning system and you find a company that covers air conditioning, check their limits. If their limits are $300, that means they will only pay $300 on a new air conditioner, which isn’t very helpful if you’re going to have to get a new system, since those can range in the thousands. Landmark Home Warranty has no limits on their air conditioning coverage, which is helpful to note. You can also download a sample contract from Landmark Home Warranty by clicking on this link. As you’re researching home warranty companies online, you’ll also need to:
3. READ HOME WARRANTY REVIEWS
Take a hypothetical here. If you go online to find a new restaurant in town that you want to try, and you see there are 2,000 negative reviews, and only 300 positive ones, do you really want to go there? Probably not. The same goes for many types of businesses, and home warranties are included. The best way to find out if a company is a good one or not, is to see how many complaints they generate online. Don’t just pay attention to the letter or average marking on a review site either. Some review sites operate by giving higher ratings to those who pay more money. So make sure to see how many negative reviews there are versus positive, and compare those with other home warranty companies.
While researching home warranty reviews, you should also see if the company tries to repair the relationships between the dissatisfied customers, or if they just let the negative reviews build up. A build up of negative reviews with no attempt to contact or fix the problem shows a company that has little interest in good customer service, and if you purchase a home warranty with them, you could end up just like those frustrated customers, writing reviews on the internet. If you find that the company does respond and connect with the dissatisfied customers, there is a good chance they have excellent customer service skills and will work hard to make you happy. You can read home warranty reviews for Landmark Home Warranty on their website.
4. FIND HOME WARRANTIES WITH CONTRACTORS NEARBY
The next step is to look at the contractors the home warranty company employs. If you have time, calling and seeing how many contractors they employ that live by your home can be a good investment of your time. You should also try and research their contractor companies, just to make sure their contractors do a good job on home repairs and replacements. The home warranty company doesn’t have specific people in-house who do home repairs and replacements, so when something is going wrong in your home and you have to call the home warranty company, they call up specialized contractors in the area who work with the home warranty company to fix the problem. All of Landmark Home Warranty’s contractors are licensed, bonded and trusted companies, and if they don’t meet our requirements, we don’t work with them, simple as that.
DETERMINE THE BEST HOME WARRANTY FOR YOU
Now that you have done each of these three steps, you can determine the best home warranty company for you. Now, just to recap, you first make sure to look at your home and decide what you would want covered with your home systems and appliances. Then, you’ll research home warranty companies and see their contracts to see if there are any that match with what you want to cover in your home. You’ll research the company and read the home warranty reviews. Finally, you’ll see if the home warranty contractors are nearby and well reviewed, to make sure you’re getting the best service you possibly can. Then, you can pick the best home warranty for you!
If you want more information about Landmark Home Warranty, you look at their website at www.LandmarkHW.com.